Alt-Credit Intelligence Platform
Your Credit Score, Reimagined
Behavioral credit scoring for India's 350M credit-invisible population
Upload Your Statement
Drag and drop your UPI statement
PDF or CSV • HDFC, SBI, ICICI, Kotak supported
Try Demo Personas
📊6 Behavioral Dimensions
- ✓ Payment Rhythm
- ✓ Merchant Consistency
- ✓ Social Trust
- ✓ Calendar Alignment
- ✓ Velocity Stability
- ✓ NLP Intent
🤖ML-Powered Scoring
- ✓ XGBoost Ensemble (60%)
- ✓ PyTorch Autoencoder (25%)
- ✓ Heuristic Rules (15%)
- ✓ SHAP Explainability
- ✓ Gemini Flash LLM
- ✓ 300-850 Score Range